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Shawn O. Higley CPFA, CRPC, NQPA, CTFA, AIF

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We collaborate with you to provide perspectives on the decisions you face.  We can aid you in the process step by step. The decisions one can face are many, such as  

INVESTMENT MANAGEMENT

  • Investment portfolio solutions focused on lowering cost, risk and tax while enhancing returns aligned with your goals

INSURANCE CONSULTING

  • Protecting your income, health, home, car, business, identity, family and your life

401(K), PROFIT SHARING, PENSION, IRA AND ROTH RETIREMENT PLANS

  • Assessing retirement savings needs and gaps by integrating pre-tax and post-tax asset allocation throughout all of your investment portfolios

CASH FLOW MANAGEMENT

  • Bank CD's and short-term portfolios to enhance yield but align cash needs with periodic, one time and unexpected expenses

PRIVATE AND COMMERCIAL BANKING SERVICES

  • Loans, lines of credit and mortgage solutions

INCOME ASSESSMENT

  • W-2, 1099, K-1, salary, bonus, commission, rent, royalties, dividends and other income sources

REAL ESTATE HOLDINGS

  • Residential, commercial, land acquisition and development

GOVERNMENT PROGRAMS

  • Full suite of Medicare solutions along with detailed social security income planning

END OF LIFE PLANNING

  • Will, healthcare directives, guardianship for minor dependents and conservatorships for incapacitated family members and all the dynamics involved with the family, caregivers, logistics and finances while honoring your wishes

TRUSTS, ESTATE & LEGACY PLANNING

  • Generational wealth transfer, donor advised, revocable, irrevocable, charitable, living and insurance trusts including the dynamics of control, risk and distribution within these instruments

TAX MITIGATION

  • Collaboration with tax professionals to assess, forecast, fund and lower tax liabilities

FINANCIAL & GOAL PLANNING

  • Clarity and comfort to reach your goals for retirement, paying for college, travel, vacation home, boat, etc.

Higley Financial, LLC has expertise to provide the input to inform your decision while also interacting with other micro advisor such as accounting, legal, banking, real estate and others who are viewing life from there angle.  Our role is to fill the blind spots each them have on the other.  

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